Lonsec Retire...investment intelligence for retirement

Lonsec Retire is a central point of access for objectives-based retirement portfolio construction innovation and thought leadership, giving financial advisers the tools and strategies to provide better retirement solutions for their clients.

We offer a comprehensive service to subscribers across three advice modules - Research, Solutions and Industry Panel.

Latest research

Industry Panel

The Industry Panel brings together a select range of thought leaders who specialise in retirement strategies and advice. Recent contributions from the Panel include:

  • Invesco discusses how multi-asset investing can help smooth the investment journey for retirees.
  • Macquarie Investment Management seeks to explain sequence of return risk and to show its impact is magnified by increasing the level of income drawn from a portfolio.
  • IML argues that increasing equity exposure for the retiree does not have to be a daunting move.
  • AB explores a potential solution to one of the Australian superannuation industry’s biggest challenges—helping plan members make the transition to retirement.
  • Plato Investment Management examines whether the Grattan Institute's proposed $11,000 p.a. super contributions cap can still deliver a comfortable retirement
  • Colonial First State Investments applies lessons from traditional income asset classes to equity markets and discusses the implications of such strategies
  • BT Investment Management examines buy-write strategies in post retirement portfolios.


Introducing GBA

Lonsec Retire is excited to announce the launch of its Goals Based Analysis (GBA) tool for financial advisers.

By considering your client’s future behavioural, economic and investment factors, GBA helps forecast likely outcomes, giving your client confidence in their current retirement strategy or allowing them to consider remodelling their strategy in case the future’s looking less bright than they anticipated.


Perspective: Craving Certainty - The Retirement Mirage

“How much can I spend?”

This question lies at the heart of so many conversations between a retiree and their adviser. Although not explicitly stated, this simple question ties in to so many other related concerns. This paper aims to identify the drivers behind retirees’ craving for certainty, and how the financial advice industry can help address this issue, either through product or through strategy.


The Age Pension Series

From an Australian perspective, the age pension is perhaps the most important consideration for retirees and is in many ways the perfect retirement income product. Surprisingly, it is largely neglected when detailed analysis of client outcomes are considered.

The Age Pension Series looks at the dynamics of the age pension within an Australian context and assesses the implications for retirement planning and associated strategies.

Read more about the Age Pension Series

Retirement Chart Pack

The Chart Pack can be used with clients to discuss common concepts relating to retiree financial planning.

Topics covered include sequencing risk, longevity risk, the tradeoff between longevity and certainty, objectives based portfolio construction and stages of the investment lifecycle.


Retirement Lifestyle Portfolios

The Retirement Lifestyle Portfolios are objectives based portfolios focusing on delivering a sustainable level of income in retirement, as well as generating capital growth.

Three portfolios have been constructed to provide advisers flexibility in terms of meeting retirees' income and capital objectives, which will vary depending on individual circumstances and lifestyle goals.


Recent Activity

The dynamic nature of risk analysis: a multi asset perspective

Date May 13th 2016
Author Invesco Multi Asset team
Category Blog

With market volatility and uncertainty looking set to dominate the investment landscape for the foreseeable future, many retirees or those close to retirement are concerned about the pricing of traditional asset classes and that typical diversifiers such as bonds will prove inadequate in future years.

Retirees will therefore increasingly need to consider alternatives such as multi-asset strategies to resolve their ‘diversification dilemma.’


Model portfolio performance reports now available

Date April 29th 2016
Author Lonsec
Category News

The March 2016 quarter performance reports for the Lonsec Retirement Lifestyle Portfolios are now available for subscribers to download.

Reports can be accessed from the table on the Retirement Lifestyle Portfolios page or under 'Performance Reports' in the Resources Library.


Dorothy and the Tin Man – What’s in your Robo-Adviser?

Date April 26th 2016
Author Wade Matterson
Category Blog

Everyone is familiar with 'The Wizard of Oz' and the plight of the Tin Man. A mechanical companion to Dorothy’s travels and her efforts to get back to Kansas, along with the Cowardly Lion and the Scarecrow, each of whom had a single flaw that left them incomplete.