Lonsec Fiscal Holdings Pty Ltd Website Terms & Conditions

The Lonsecretire.com.au website ("this website") is owned by Lonsec Fiscal Holdings Pty Ltd (ABN 41 151 235 406). It is operated by Lonsec Research Pty Ltd trading as Lonsec Investment Consulting and other companies that are associates of Lonsec Fiscal Holdings Pty Ltd Limited (referred to collectively as Lonsec Fiscal Holdings Group). Your access to this website is subject to these terms and conditions, our Privacy Policy, notices, disclaimers and other statements contained on this website ("the Terms and Conditions"). By using this website you agree to be subject to the Terms and Conditions.

Who can use this website

The financial products and services described in this website are only available to persons accessing the website from within Australia.

General information only

Unless expressly provided, this website is not designed for the purpose of providing personal financial advice. Information set out in this website does not take into account your particular investment objectives, financial situation or investment needs.

You should assess whether the information on this website is appropriate to your particular investment objectives, financial situation and investment needs. Before making an investment decision based on this website you must consider whether it is personally appropriate in light of your financial circumstances or should seek independent financial advice on its appropriateness. If our advice relates to the acquisition or possible acquisition of a particular financial product, you should obtain and consider the Investment Statement or the Product Disclosure Statement for each financial product before making any decision about whether to acquire the product.

Your privacy

We may as a result of your access to this website hold and use personal information obtained about you. However, we do so in accordance with the National Privacy Principles as set out in the Privacy Act 1998. You should read our Privacy Policy how we treat your personal information.

Financial products & services

Unless expressly provided, Lonsec Fiscal Holdings Pty Ltd group of companies does not guarantee any particular rate or return, the performance of any investment or the repayment of capital from any investment. You should be aware that all investments are subject to market or other risks which could result in loss of income or capital invested.

Third party offers and links to other websites

This website may contain references to offers or promotions or advertisements by persons who are not part of the Lonsec Fiscal Holdings group of companies and, therefore, may contain links to other websites or web pages that are not operated by the Lonsec Fiscal Holdings group of companies.

These links are provided for your convenience and information purposes only.

No one at the Lonsec Fiscal Holdings group of companies has verified, and we are not responsible for, the content of any other websites or pages linked to or linking to this site. Lonsec Fiscal Holdings Group of companies does not endorse, approve or recommend the operators of those websites or the content of those websites.

  • Subject to any applicable law which cannot be excluded, Lonsec Fiscal Holdings group of companies makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of the goods or services available from these persons. Your obtaining of goods or services from these persons is at your own risk. You indemnify each member of the Lonsec Fiscal Holdings group of companies against all liability, loss, damage, cost and expense arising from or relating to your obtaining goods or services from a third party referred to in this website.
  • If you or your company provide a link to this website on another website, you must ensure that your website does not contain any material that is offensive or could be considered distasteful or contravenes any law, disparages or adversely affects the brand or reputation of Lonsec Fiscal Holdings group of companies or the financial products and services offered by the Lonsec Fiscal Holdings group of companies, or makes any representations about the Lonsec Fiscal Holdings group of companies financial products and services, including any representations of any endorsement, sponsorship, affiliation or approval of you or your site by Lonsec Fiscal Holdings group of companies or passes off Lonsec Fiscal Holdings group of companies documents or information as your own.

Please note that following links to any other websites or pages or linking this website to another website is entirely at your own risk and Lonsec Fiscal Holdings group of companies shall not be responsible or liable for any losses, damages or expenses arising in connection with such linking.

Lonsec Fiscal Holdings group of companies recommends that all users of this website maintain up to date firewalls and have appropriate security protection software installed to prevent possible malaware or other dangerous computer programs infecting your computer.

Disclaimer & limitation of liability

To the extent permitted by law, the Lonsec Fiscal Holdings group of companies will not be liable in any way for any loss or damage suffered by you through use or access to this website, or it’s failure to provide this website. Our liability for negligence, breach of contract or contravention of any law as a result of our failure to provide this website or any part of it, or for any problems with this website, which cannot be lawfully excluded, is limited, at our discretion and to the extent permitted by law, to resupplying this website or any part of it to you, or to paying for the resupply of this website or any part of it to you.

Copyright, trademarks & intellectual property rights

Unless expressly provided, the Lonsec Fiscal Holdings Group of companies is the owner or licensed user of the copyright and any intellectual property rights in any material, design, technology or concept or logo on this website. We reserve all our rights. You may use the information and reproduce in hard copy for you own personal reference only. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, this website or any portion of this website may not be reproduced, adapted, distributed, displayed or transmitted to any other person or incorporated in any way into another document or other material with Lonsec fiscal Holdings Group of companies express permission.

General conditions

These Terms and Conditions are governed by the law in force in the State of New South Wales, and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of New South Wales and courts of appeal from them for determining any dispute concerning the Terms and Conditions.

Lonsec Fiscal Holdings Group of companies reserves the right to amend these Terms and Condition at any time and you agree to continue to be bound by these Terms and Conditions as amended. We will give you notice of these changes by publishing the amended Terms and Conditions on this website, however, we will not be personally notifying you of these changes.

If the whole or any part of a provision of these Terms and Conditions are void, unenforceable or illegal in a jurisdiction it is severed for that jurisdiction. The remainder of the Terms and Conditions have full force and effect and the validity or enforceability of that provision in any other jurisdiction is not affected. This clause has no effect if the severance alters the basic nature of the Terms and Conditions or is contrary to public policy.